Question 1

Is Adani One ICICI Bank Platinum worth the ₹750 annual fee?

Accepted Answer

Adani One ICICI Bank Platinum has an annual fee of ₹750. The fee can be waived if you spend ₹3l/year. With a base reward rate of 1% (up to 3%), 8 domestic lounge visits, and a CardTrail Score of 7.1/10, it may suit specific spending patterns.

Question 2

What is the reward rate on Adani One ICICI Bank Platinum?

Accepted Answer

Adani One ICICI Bank Platinum offers a base reward rate of 1% on regular spends, going up to 3% on select categories. Rewards are earned as Adani Reward Points. New cardholders also get a welcome bonus of Joining benefits worth Rs.3,000.

Question 3

Does Adani One ICICI Bank Platinum have airport lounge access?

Accepted Answer

Yes, Adani One ICICI Bank Platinum provides 8 domestic and 0 international lounge visits per year.

Question 4

What is the forex markup on Adani One ICICI Bank Platinum?

Accepted Answer

Adani One ICICI Bank Platinum charges a 3.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.13%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

Adani One ICICI Bank Platinum vs CRED RuPay Credit Card — which is better?

Accepted Answer

Adani One ICICI Bank Platinum (CardTrail Score: 7.1/10) and CRED RuPay Credit Card (Score: 9/10) are both rewards cards. Adani One ICICI Bank Platinum by ICICI has a ₹750 fee with 1% base rewards, while CRED RuPay Credit Card by IndusInd Bank has a ₹499 fee with 1% base rewards. Use our comparison tool for a detailed side-by-side analysis.

Adani One ICICI Bank Platinum

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