Adani One ICICI Bank Signature
ICICI About This Card
The Adani One ICICI Bank Signature is a premium credit card from ICICI with an annual fee of ₹5,000. It offers a base reward rate of 2.0% with up to 7.0% on select categories. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for online shoppers and frequent travellers.
Pros & Cons
Pros
- Strong 2.0%+ base reward rate
- Low forex markup at 2.0%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- High annual fee of ₹5,000
- 2.0% forex markup on international transactions
- Income eligibility: ₹9L+ per annum
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + Annual fee ₹5,000 (waiver: Spend ₹5L/year)
- + Up to 7.0% rewards on accelerated categories
- + 8 complimentary domestic lounge visits/year
- + Fuel surcharge waiver at all pumps
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