Adani One ICICI Bank Signature
About This Card
The Adani One ICICI Bank Signature is a premium credit card from ICICI with an annual fee of ₹5,000. It offers a base reward rate of 1.5% with up to 7.0% on select categories. Key perks include 16 complimentary lounge visits, fuel surcharge waiver. Best suited for online shoppers and frequent travellers.
Pros & Cons
Pros
- Competitive 1.5% reward rate
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
Cons
- High annual fee of ₹5,000
- 3.5% forex markup is above average
- Income eligibility: ₹9L+ per annum
Fee Details
Reward Structure
Lounge Access
Key Highlights
- Annual fee ₹5,000 (waiver: Spend ₹6 lakh in a year)
- Up to 7.0% rewards on accelerated categories
- 16 complimentary domestic lounge visits/year
- Fuel surcharge waiver at all pumps
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