American Express Platinum Charge Card
American Express About This Card
The American Express Platinum Charge Card is a super-premium credit card from American Express with an annual fee of ₹66,000. It offers a base reward rate of 1.25% with up to 5.0% on select categories. Key perks include unlimited lounge access, fuel surcharge waiver. Best suited for frequent travellers and luxury spenders.
Pros & Cons
Pros
- Competitive 1.25% reward rate
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
Cons
- High annual fee of ₹66,000
- 3.5% forex markup is above average
- Requires minimum ₹25L annual income
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + Up to 5.0% rewards on accelerated categories
- + Unlimited domestic lounge access
- + Unlimited international lounge access
- + Fuel surcharge waiver at all pumps
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