American Express Platinum Reserve Credit Card
American Express About This Card
The American Express Platinum Reserve Credit Card is a premium credit card from American Express with an annual fee of ₹10,000. It delivers a solid 1.0% reward rate on all spends. Key perks include unlimited lounge access, fuel surcharge waiver. Best suited for frequent travellers and dining enthusiasts.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
Cons
- High annual fee of ₹10,000
- 3.5% forex markup is above average
- Income eligibility: ₹10L+ per annum
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + 1.0% reward rate on all spends
- + Unlimited domestic lounge access
- + 4 international lounge visits/year
- + Fuel surcharge waiver at all pumps
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