Question 1

Is Axis Bank Aura Credit Card worth the ₹749 annual fee?

Accepted Answer

Axis Bank Aura Credit Card has an annual fee of ₹749. The fee can be waived if you spend ₹2l/year. With a base reward rate of 1% (up to 5%),  and a CardTrail Score of 7.8/10, it offers good value for the price.

Question 2

What is the reward rate on Axis Bank Aura Credit Card?

Accepted Answer

Axis Bank Aura Credit Card offers a base reward rate of 1% on regular spends, going up to 5% on select categories. Rewards are earned as Health Reward Points. New cardholders also get a welcome bonus of ₹500 health voucher.

Question 3

Does Axis Bank Aura Credit Card have airport lounge access?

Accepted Answer

No, Axis Bank Aura Credit Card does not include complimentary airport lounge access.

Question 4

What is the forex markup on Axis Bank Aura Credit Card?

Accepted Answer

Axis Bank Aura Credit Card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.13%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

Axis Bank Aura Credit Card vs Myntra Kotak Credit Card — which is better?

Accepted Answer

Axis Bank Aura Credit Card (CardTrail Score: 7.8/10) and Myntra Kotak Credit Card (Score: 7.6/10) are both lifestyle cards. Axis Bank Aura Credit Card by Axis has a ₹749 fee with 1% base rewards, while Myntra Kotak Credit Card by Kotak has a ₹500 fee with 1.25% base rewards. Use our comparison tool for a detailed side-by-side analysis.

Axis Bank Aura Credit Card

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