Question 1

Is Axis Bank Horizon Credit Card worth the ₹3,000 annual fee?

Accepted Answer

Axis Bank Horizon Credit Card has an annual fee of ₹3,000. The fee can be waived if you none. With a base reward rate of 2% (up to 5%), 32 domestic lounge visits, and a CardTrail Score of 5.9/10, it may suit specific spending patterns.

Question 2

What is the reward rate on Axis Bank Horizon Credit Card?

Accepted Answer

Axis Bank Horizon Credit Card offers a base reward rate of 2% on regular spends, going up to 5% on select categories. Rewards are earned as EDGE Reward Points. New cardholders also get a welcome bonus of 1,500 EDGE Miles.

Question 3

Does Axis Bank Horizon Credit Card have airport lounge access?

Accepted Answer

Yes, Axis Bank Horizon Credit Card provides 32 domestic and 8 international lounge visits per year.

Question 4

What is the forex markup on Axis Bank Horizon Credit Card?

Accepted Answer

Axis Bank Horizon Credit Card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.13%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

Axis Bank Horizon Credit Card vs CRED RuPay Credit Card — which is better?

Accepted Answer

Axis Bank Horizon Credit Card (CardTrail Score: 5.9/10) and CRED RuPay Credit Card (Score: 9/10) are both rewards cards. Axis Bank Horizon Credit Card by Axis has a ₹3,000 fee with 2% base rewards, while CRED RuPay Credit Card by IndusInd Bank has a ₹499 fee with 1% base rewards. Use our comparison tool for a detailed side-by-side analysis.

Axis Bank Horizon Credit Card

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