⚠️
This card's co-brand programme is transitioning
Club Vistara benefits end March 31, 2026. Vistara miles are being transferred to Air India Flying Returns. Check with Axis for updated terms before applying.
Axis Bank Vistara Signature Credit Card credit card
Travel

Axis Bank Vistara Signature Credit Card

Axis logo Axis
7.3
CardTrail Score
Very Good
out of 10
💰 Net Value
6.0
🔓 Accessibility
5.8
Feature Depth
6.2
🏦 Bank Trust
6.0
How we score →
Annual Fee
₹3,000
Forex Markup
3.5%
Reward Rate
1%
Up to 4%
Lounge Access
8
domestic | 0 intl

About This Card

The Axis Bank Vistara Signature Credit Card is a travel-focused credit card from Axis with an annual fee of ₹3,000. It delivers a solid 1.0% reward rate on all spends. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers. Note: Club Vistara programme ends March 31, 2026. Vistara miles are being transferred to Air India Flying Returns. This card's travel benefits are transitioning — check with the bank for current terms.

Pros & Cons

Pros

  • Competitive 1.0% reward rate
  • Low forex markup at 2.0%
  • Generous lounge access benefits
  • Fuel surcharge waiver saves on petrol/diesel

Cons

  • ₹3,000 annual fee may not suit light spenders
  • 2.0% forex markup on international transactions
  • Income eligibility: ₹9L+ per annum

Fee Details

Annual Fee
₹3,000
Joining Fee
₹3,000
Fee Waiver Condition
None
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1%
Max Rate
4%
Currency
Club Vistara Points
Welcome Bonus
1 Club Vistara Gold tier voucher

Lounge Access

Domestic Lounges
8
per year
International Lounges
0
Spend Gate Required
You must spend ₹50,000 per quarter to activate lounge access.

Key Highlights

  • + 1.0% reward rate on all spends
  • + 8 complimentary domestic lounge visits/year
  • + Fuel surcharge waiver at all pumps
  • + Welcome bonus: 1 Club Vistara Gold tier voucher
  • + Club Vistara programme ends March 31, 2026. Vistara miles are being transferred to Air India Flying Returns. This card's travel benefits are transitioning — check with the bank for current terms.

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Quick Summary

Best For
travel
Annual Fee ₹3,000
Base Reward 1%
Max Reward 4%
Forex Markup 3.5%
Network Visa Signature
Min Income ₹9L+

CardTrail Score

7.3
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

travel

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