Question 1

Is Bank of Baroda Select Credit Card worth the ₹750 annual fee?

Accepted Answer

Bank of Baroda Select Credit Card has an annual fee of ₹750. The fee can be waived if you spend ₹70k/year. With a base reward rate of 0.5% (up to 2%),  and a CardTrail Score of 5.8/10, it may suit specific spending patterns.

Question 2

What is the reward rate on Bank of Baroda Select Credit Card?

Accepted Answer

Bank of Baroda Select Credit Card offers a base reward rate of 0.5% on regular spends, going up to 2% on select categories. Rewards are earned as Reward Points. New cardholders also get a welcome bonus of 1,000 Reward Points.

Question 3

Does Bank of Baroda Select Credit Card have airport lounge access?

Accepted Answer

No, Bank of Baroda Select Credit Card does not include complimentary airport lounge access.

Question 4

What is the forex markup on Bank of Baroda Select Credit Card?

Accepted Answer

Bank of Baroda Select Credit Card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.13%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

Bank of Baroda Select Credit Card vs Axis Atlas — which is better?

Accepted Answer

Bank of Baroda Select Credit Card (CardTrail Score: 5.8/10) and Axis Atlas (Score: 9.1/10) are both premium cards. Bank of Baroda Select Credit Card by Bank of Baroda has a ₹750 fee with 0.5% base rewards, while Axis Atlas by Axis has a ₹5,000 fee with 2% base rewards. Use our comparison tool for a detailed side-by-side analysis.

Bank of Baroda Select Credit Card

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