Bank of Baroda Eterna Credit Card
Bank of Baroda About This Card
BOB Eterna is an underrated premium card with competitive forex, decent lounge access, and achievable fee waiver. The biggest downside is BOB's outdated digital experience — the app and reward portal need work. Good value for those who can tolerate a less polished UX.
Pros & Cons
Pros
- Competitive 1.99% forex
- Good lounge access
- Achievable ₹3L fee waiver
- 5X on multiple categories
Cons
- BOB's digital experience lags
- Reward redemption is clunky
- Only 2 international lounges
- Less brand prestige
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + 1.99% forex
- + 8+2 lounge visits/quarter
- + 5X on dining, entertainment, travel
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