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Canara Bank Platinum Credit Card credit card
Rewards

Canara Bank Platinum Credit Card

Canara Bank logo Canara Bank
5.4
CardTrail Score
Decent
out of 10
💰 Net Value
3.4
🔓 Accessibility
7.5
⚡ Feature Depth
4.2
🏦 Bank Trust
5.0
How we score →
Compare This Card Full Details
Annual Fee
Free
Lifetime free
Forex Markup
3%
Reward Rate
1%
Up to 1.5%
Lounge Access
2
domestic | 0 intl

About This Card

The Canara Bank Platinum Credit Card is a rewards credit card from Canara Bank with an annual fee of ₹1,000. It earns rewards at 0.5% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for everyday users.

Pros & Cons

Pros

  • Fuel surcharge waiver saves on petrol/diesel
  • Easy EMI conversion on purchases
  • Attractive welcome bonus: 500 Reward Points

Cons

  • ₹1,000 annual fee may not suit light spenders
  • 3.5% forex markup is above average
  • Below-average base reward rate

Fee Details

Annual Fee
Free
Joining Fee
Free
Fee Waiver Condition
Lifetime free
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1%
Max Rate
1.5%
Currency
Reward Points
Welcome Bonus
500 Reward Points

Lounge Access

Domestic Lounges
2
per quarter
International Lounges
0

Key Highlights

  • + Annual fee ₹1,000 (waiver: Spend ₹1L/year)
  • + Fuel surcharge waiver at all pumps
  • + Welcome bonus: 500 Reward Points

Compare With...

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Quick Summary

Best For
general
Annual Fee Free
Base Reward 1%
Max Reward 1.5%
Forex Markup 3%
Network Visa
Min Income ₹4L+
Compare This Card

CardTrail Score

5.4
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

general

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