Club Vistara IDFC FIRST Credit Card
IDFC FIRST About This Card
The Club Vistara IDFC FIRST Credit Card is a travel-focused credit card from IDFC FIRST with an annual fee of ₹4,999. It earns rewards at 0.8% on everyday purchases. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers. Note: Club Vistara programme ends March 31, 2026. Vistara miles are being transferred to Air India Flying Returns. This card's travel benefits are transitioning — check with the bank for current terms.
Pros & Cons
Pros
- Low forex markup at 1.99%
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: Club Vistara Silver membership
Cons
- ₹4,999 annual fee may not suit light spenders
- Income eligibility: ₹6L+ per annum
- Below-average base reward rate
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + 4 domestic lounge visits per year
- + Fuel surcharge waiver at all pumps
- + Welcome bonus: Club Vistara Silver membership
- + Club Vistara programme ends March 31, 2026. Vistara miles are being transferred to Air India Flying Returns. This card's travel benefits are transitioning — check with the bank for current terms.
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