Doctor's SBI Credit Card credit card
Lifestyle

Doctor's SBI Credit Card

SBI logo SBI
8.3
CardTrail Score
Very Good
out of 10
Net Value
9.5
Accessibility
7.0
Feature Depth
7.0
Bank Trust
8.5
How we score →
Annual Fee
₹1,499
Annual fee reversal on spending Rs. 2 lakh or more in a year
Forex Markup
3.5%
Reward Rate
0.5%
Up to 2%
Lounge Access
8
domestic | 4 intl

About This Card

The Doctor's SBI Credit Card is a lifestyle credit card from SBI with an annual fee of ₹1,499. It earns rewards at 0.5% on everyday purchases. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for everyday users.

Pros & Cons

Pros

  • Generous lounge access benefits
  • Fuel surcharge waiver saves on petrol/diesel
  • Easy EMI conversion on purchases
  • Attractive welcome bonus: Yatra e-gift voucher worth Rs. 1,500 on joining

Cons

  • ₹1,499 annual fee may not suit light spenders
  • 3.5% forex markup is above average
  • Income eligibility: ₹6L+ per annum

Fee Details

Annual Fee
₹1,499
Joining Fee
₹1,499
Fee Waiver Condition
Annual fee reversal on spending Rs. 2 lakh or more in a year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
0.5%
Max Rate
2%
Currency
Reward Points
Welcome Bonus
Yatra e-gift voucher worth Rs. 1,500 on joining

Lounge Access

Domestic Lounges
8
per year
International Lounges
4
per year

Key Highlights

  • Annual fee ₹1,499 (waiver: Annual fee reversal on spending Rs. 2 lakh or more in a year)
  • 8 complimentary domestic lounge visits/year
  • 4 international lounge visits/year
  • Fuel surcharge waiver at all pumps

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Quick Summary

Best For
general healthcare
Annual Fee ₹1,499
Base Reward 0.5%
Max Reward 2%
Forex Markup 3.5%
Network Visa
Min Income ₹6L+

CardTrail Score

8.3
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

general healthcare

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