Question 1

Is Doctor's SBI Credit Card worth the ₹1,499 annual fee?

Accepted Answer

Doctor's SBI Credit Card has an annual fee of ₹1,499. The fee can be waived if you spend ₹2l/year. With a base reward rate of 0.5% (up to 2%), 8 domestic lounge visits, and a CardTrail Score of 5.7/10, it may suit specific spending patterns.

Question 2

What is the reward rate on Doctor's SBI Credit Card?

Accepted Answer

Doctor's SBI Credit Card offers a base reward rate of 0.5% on regular spends, going up to 2% on select categories. Rewards are earned as Reward Points. New cardholders also get a welcome bonus of ₹1,000 Amazon voucher.

Question 3

Does Doctor's SBI Credit Card have airport lounge access?

Accepted Answer

Yes, Doctor's SBI Credit Card provides 8 domestic and 4 international lounge visits per year.

Question 4

What is the forex markup on Doctor's SBI Credit Card?

Accepted Answer

Doctor's SBI Credit Card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.13%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

Doctor's SBI Credit Card vs Samsung Axis Bank Signature Credit Card — which is better?

Accepted Answer

Doctor's SBI Credit Card (CardTrail Score: 5.7/10) and Samsung Axis Bank Signature Credit Card (Score: 7.9/10) are both lifestyle cards. Doctor's SBI Credit Card by SBI has a ₹1,499 fee with 0.5% base rewards, while Samsung Axis Bank Signature Credit Card by Axis has a ₹500 fee with 1% base rewards. Use our comparison tool for a detailed side-by-side analysis.

Doctor's SBI Credit Card

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