Federal Bank Imperio Credit Card
Federal Bank About This Card
The Federal Bank Imperio Credit Card is a super-premium credit card from Federal Bank with an annual fee of ₹5,999. It offers a base reward rate of 1.5% with up to 5.0% on select categories. Key perks include a low 1.5% forex markup, unlimited lounge access, fuel surcharge waiver. Best suited for frequent travellers and luxury spenders.
Pros & Cons
Pros
- Competitive 1.5% reward rate
- Low forex markup at 1.5%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- High annual fee of ₹5,999
- Requires minimum ₹12L annual income
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + Annual fee ₹5,999 (waiver: Spend ₹8L/year)
- + Up to 5.0% rewards on accelerated categories
- + Low 1.5% forex markup
- + Unlimited domestic lounge access
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