HDFC Bharat Cashback Credit Card
HDFC About This Card
The HDFC Bharat Cashback Credit Card is a cashback credit card from HDFC with an annual fee of ₹500. It offers a base reward rate of 1.0% with up to 5.0% on select categories. Key perks include zero forex markup, fuel surcharge waiver. Best suited for cashback seekers and everyday users.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Zero forex markup — great for international use
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
Cons
- No complimentary lounge access
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + Annual fee ₹500 (waiver: Spend ₹50K/year)
- + Up to 5.0% rewards on accelerated categories
- + Zero forex markup on international spends
- + Fuel surcharge waiver at all pumps
Compare With...
See how HDFC Bharat Cashback Credit Card stacks up against top alternatives
Want the Full Picture?
Compare the HDFC Bharat Cashback Credit Card side-by-side with any card in our database. Use our comparison tool to see which card truly fits your spending pattern.
CardTrail is an independent research platform. Our ratings are not influenced by commercial relationships.
Quick Summary
CardTrail Score
Best For
Own the HDFC Bharat Cashback Credit Card?
Get notified when benefits change, fees are revised, or a better alternative launches. One email, only when it matters.
Related Cards
View all cards
