HDFC Diners Club Metal Edition
HDFC About This Card
The HDFC Diners Club Metal Edition is a super-premium credit card from HDFC with an annual fee of ₹10,000. It offers a base reward rate of 3.3% with up to 33.0% on select categories. Key perks include unlimited lounge access, fuel surcharge waiver. Best suited for frequent travellers and luxury spenders.
Pros & Cons
Pros
- Strong 3.3%+ base reward rate
- Low forex markup at 2.0%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- High annual fee of ₹10,000
- 2.0% forex markup on international transactions
- Requires minimum ₹18L annual income
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + Annual fee ₹10,000 (waiver: Spend ₹5L/year)
- + Up to 33.0% rewards on accelerated categories
- + Unlimited domestic lounge access
- + Unlimited international lounge access
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