Question 1

Is HDFC Diners Club Rewardz worth the ₹1,000 annual fee?

Accepted Answer

HDFC Diners Club Rewardz has an annual fee of ₹1,000. The fee can be waived if you spend ₹1l/year. With a base reward rate of 0.6% (up to 5%), unlimited domestic lounge visits, and a CardTrail Score of 8.2/10, it offers good value for the price.

Question 2

What is the reward rate on HDFC Diners Club Rewardz?

Accepted Answer

HDFC Diners Club Rewardz offers a base reward rate of 0.6% on regular spends, going up to 5% on select categories. Rewards are earned as Reward Points. New cardholders also get a welcome bonus of 500 Reward Points.

Question 3

Does HDFC Diners Club Rewardz have airport lounge access?

Accepted Answer

Yes, HDFC Diners Club Rewardz provides unlimited domestic and 0 international lounge visits per year.

Question 4

What is the forex markup on HDFC Diners Club Rewardz?

Accepted Answer

HDFC Diners Club Rewardz charges a 3% forex markup on international transactions, plus 18% GST on the markup (effective rate: 3.54%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

HDFC Diners Club Rewardz vs Fibe Axis Bank Credit Card — which is better?

Accepted Answer

HDFC Diners Club Rewardz (CardTrail Score: 8.2/10) and Fibe Axis Bank Credit Card (Score: 8.9/10) are both entry level cards. HDFC Diners Club Rewardz by HDFC has a ₹1,000 fee with 0.6% base rewards, while Fibe Axis Bank Credit Card by Axis has a no annual fee with 1% base rewards. Use our comparison tool for a detailed side-by-side analysis.

HDFC Diners Club Rewardz

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