HDFC Infinia
HDFC About This Card
The HDFC Infinia is India's most coveted credit card. Invite-only for high-income individuals, it offers the best travel reward rate in the Indian market at 3.3% on all spends with 3X acceleration on the SmartBuy portal. Unlimited Priority Pass lounge access, complimentary golf, and Club Marriott membership make this the undisputed king for frequent travellers and luxury spenders.
Pros & Cons
Pros
- Best travel rewards in India
- Unlimited Priority Pass lounge access
- 3X on SmartBuy portal
- Complimentary golf & Club Marriott
Cons
- ₹12,500 annual fee
- Invite-only / ₹30L+ income
- 2% forex markup still applies
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + Unlimited lounge access worldwide
- + 3.3% reward rate on all spends
- + 3X rewards on SmartBuy
- + Complimentary golf rounds
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