HDFC InterMiles Signature Credit Card
HDFC About This Card
The HDFC InterMiles Signature Credit Card is a travel-focused credit card from HDFC with an annual fee of ₹2,500. It offers a base reward rate of 1.0% with up to 6.0% on select categories. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Low forex markup at 2.0%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- ₹2,500 annual fee may not suit light spenders
- 2.0% forex markup on international transactions
- Income eligibility: ₹9L+ per annum
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + Annual fee ₹2,500 (waiver: Spend ₹5L/year)
- + Up to 6.0% rewards on accelerated categories
- + 8 complimentary domestic lounge visits/year
- + 4 international lounge visits/year
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