CardTrail
ICICI Manchester United Platinum credit card
Lifestyle

ICICI Manchester United Platinum

ICICI logo ICICI
5.0
CardTrail Score
Decent
out of 10
💰 Net Value
2.2
🔓 Accessibility
7.9
⚡ Feature Depth
3.7
🏦 Bank Trust
6.5
How we score →
Compare This Card Full Details
Annual Fee
₹499
Spend ₹1.25L/year
Forex Markup
3.5%
Reward Rate
0.5%
Up to 2%
Lounge Access
4
domestic | 0 intl

About This Card

The ICICI Manchester United Platinum is a lifestyle credit card from ICICI with an annual fee of ₹499. It earns rewards at 0.25% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for everyday users.

Pros & Cons

Pros

  • Fuel surcharge waiver saves on petrol/diesel
  • Easy EMI conversion on purchases
  • Attractive welcome bonus: Manchester United merchandise voucher

Cons

  • 3.5% forex markup is above average
  • No complimentary lounge access
  • Below-average base reward rate

Fee Details

Annual Fee
₹499
Joining Fee
₹499
Fee Waiver Condition
Spend ₹1.25L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
0.5%
Max Rate
2%
Currency
PAYBACK Points
Welcome Bonus
Manchester United merchandise voucher

Lounge Access

Domestic Lounges
4
per year
International Lounges
0
Spend Gate Required
You must spend ₹35,000 per quarter to activate lounge access.

Key Highlights

  • + Annual fee ₹499 (waiver: Spend ₹1.5L/year)
  • + Fuel surcharge waiver at all pumps
  • + Welcome bonus: Manchester United merchandise voucher

Compare With...

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Quick Summary

Best For
general
Annual Fee ₹499
Base Reward 0.5%
Max Reward 2%
Forex Markup 3.5%
Network Visa Platinum
Min Income ₹3L+
Compare This Card

CardTrail Score

5.0
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

general

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