Premium
ICICI Manchester United Signature
ICICI 5.9
CardTrail Score
Decent
out of 10
Annual Fee
₹2,499
Spend ₹2.5L/year
Forex Markup
3.5%
Reward Rate
0.5%
Up to 3%
Lounge Access
8
domestic | 0 intl
About This Card
The ICICI Manchester United Signature is a premium credit card from ICICI with an annual fee of ₹2,999. It earns rewards at 0.5% on everyday purchases. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for everyday users.
Pros & Cons
Pros
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
- Attractive welcome bonus: Old Trafford experience voucher
- Premium lifestyle and concierge benefits
Cons
- ₹2,999 annual fee may not suit light spenders
- 3.5% forex markup is above average
- Income eligibility: ₹6L+ per annum
Fee Details
Annual Fee
₹2,499
Joining Fee
₹2,499
Fee Waiver Condition
Spend ₹2.5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.5%
Max Rate
3%
Currency
PAYBACK Points
Welcome Bonus
Manchester United football + branded duffle bag
Lounge Access
Domestic Lounges
8
per year
International Lounges
0
Spend Gate Required
You must spend ₹75,000 per quarter to activate lounge access.
Key Highlights
- + Annual fee ₹2,999 (waiver: Spend ₹3L/year)
- + 4 domestic lounge visits per year
- + Fuel surcharge waiver at all pumps
- + Welcome bonus: Old Trafford experience voucher
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Quick Summary
Best For
general
Annual Fee ₹2,499
Base Reward 0.5%
Max Reward 3%
Forex Markup 3.5%
Network Visa Signature
Min Income ₹6L+
CardTrail Score
Best For
general
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