Super Premium
IndusInd Legend Credit Card
IndusInd 7.4
CardTrail Score
Very Good
out of 10
Annual Fee
Free
Forex Markup
1.8%
Reward Rate
0.75%
Up to 1.5%
Lounge Access
0
domestic | 0 intl
About This Card
IndusInd Legend punches above its weight with unlimited domestic lounges, 1.8% forex markup, and 4X on dining/weekends. The ₹6L fee waiver threshold is achievable. Doesn't have the brand cachet of HDFC Infinia, but offers strong value for its price.
Pros & Cons
Pros
- Unlimited domestic lounges
- Competitive 1.8% forex
- 4X on dining and weekends
- Achievable ₹6L fee waiver
Cons
- IndusInd reward ecosystem is limited
- 4 international lounges/quarter is modest for the fee
- Less brand recognition than HDFC/Axis
Fee Details
Annual Fee
Free
Joining Fee
₹5,000
Fee Waiver Condition
None
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.75%
Max Rate
1.5%
Currency
Reward Points
Welcome Bonus
Luxury brand vouchers (varies by plan)
Lounge Access
Domestic Lounges
0
International Lounges
0
Key Highlights
- + Unlimited domestic lounges
- + 1.8% forex markup — competitive
- + 4X on dining and weekend spends
- + Golf access
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Quick Summary
Best For
travel premium
Annual Fee Free
Base Reward 0.75%
Max Reward 1.5%
Forex Markup 1.8%
Network Visa Infinite / Mastercard World
Min Income ₹12L+
CardTrail Score
Best For
travel premium dining
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