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IndusInd Pinnacle Credit Card credit card
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IndusInd Pinnacle Credit Card

IndusInd logo IndusInd
6.8
CardTrail Score
Decent
out of 10
💰 Net Value
5.7
🔓 Accessibility
6.2
⚡ Feature Depth
5.8
🏦 Bank Trust
5.0
How we score →
Compare This Card Full Details
Annual Fee
Free
Forex Markup
3.5%
Reward Rate
0.75%
Up to 1.875%
Lounge Access
1
domestic | 1 intl

About This Card

IndusInd Pinnacle is a mid-range card with decent lounge access and weekend bonus rewards. It's a solid option for IndusInd customers, but struggles to compete with HDFC Regalia Gold and Axis Atlas.

Pros & Cons

Pros

  • Good domestic lounge allocation
  • Weekend spending accelerator
  • Easy ₹3L fee waiver

Cons

  • Only 2 international lounges
  • Reward ecosystem limited
  • Less competitive vs HDFC/Axis at same tier

Fee Details

Annual Fee
Free
Joining Fee
₹14,999
Fee Waiver Condition
None
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
0.75%
Max Rate
1.875%
Currency
Reward Points
Welcome Bonus
Luxury brand vouchers (varies by plan)

Lounge Access

Domestic Lounges
1
per quarter
International Lounges
1
per quarter

Key Highlights

  • + 8 domestic + 2 international lounges/quarter
  • + 3X on weekend spends
  • + 2% forex markup

Compare With...

See how IndusInd Pinnacle Credit Card stacks up against top alternatives

HDFC Diners Club Black card
HDFC Diners Club Black
HDFC
9.4
Compare
HDFC Diners Club Metal Edition card
HDFC Diners Club Metal Edition
HDFC
9.3
Compare
Axis Atlas card
Axis Atlas
Axis
9.1
Compare

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Quick Summary

Best For
travel general
Annual Fee Free
Base Reward 0.75%
Max Reward 1.875%
Forex Markup 3.5%
Network Visa
Min Income ₹6L+
Compare This Card

CardTrail Score

6.8
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

travel general

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