Kotak Solitaire Credit Card
Kotak About This Card
The Kotak Solitaire Credit Card is a premium credit card from Kotak with an annual fee of ₹5,000. It delivers a solid 1.0% reward rate on all spends. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers and dining enthusiasts.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Low forex markup at 2.0%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
Cons
- High annual fee of ₹5,000
- 2.0% forex markup on international transactions
- Requires minimum ₹12L annual income
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + Annual fee ₹5,000 (waiver: Spend ₹5L/year)
- + 1.0% reward rate on all spends
- + 8 complimentary domestic lounge visits/year
- + 4 international lounge visits/year
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