Kotak Solitaire Credit Card credit card
Super Premium Zero Forex

Kotak Solitaire Credit Card

Kotak logo Kotak
8.8
CardTrail Score
Very Good
out of 10
Net Value
10.0
Accessibility
5.0
Feature Depth
10.0
Bank Trust
7.5
How we score →
Annual Fee
₹25,000
Waived for Kotak Solitaire Program customers
Forex Markup
0%
No extra charge
Reward Rate
3%
Up to 10%
Lounge Access
Unlimited
domestic | Unlimited intl

About This Card

The Kotak Solitaire Credit Card is a super-premium credit card from Kotak with an annual fee of ₹25,000. It offers a base reward rate of 3.0% with up to 10.0% on select categories. Key perks include zero forex markup, unlimited lounge access, fuel surcharge waiver. Best suited for frequent travellers and dining enthusiasts.

Pros & Cons

Pros

  • Strong 3.0%+ base reward rate
  • Zero forex markup — great for international use
  • Generous lounge access benefits
  • Fuel surcharge waiver saves on petrol/diesel

Cons

  • High annual fee of ₹25,000
  • Requires minimum ₹12L annual income

Fee Details

Annual Fee
₹25,000
Joining Fee
Free
Fee Waiver Condition
Waived for Kotak Solitaire Program customers
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
3%
Max Rate
10%
Currency
Air Miles
Welcome Bonus
Included with Solitaire program membership

Lounge Access

Domestic Lounges
Unlimited
International Lounges
Unlimited

Key Highlights

  • Annual fee ₹25,000 (waiver: Waived for Kotak Solitaire Program customers)
  • Up to 10.0% rewards on accelerated categories
  • Zero forex markup on international spends
  • Unlimited domestic lounge access

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Quick Summary

Best For
travel dining
Annual Fee ₹25,000
Base Reward 3%
Max Reward 10%
Forex Markup 0%
Network Visa Signature
Min Income ₹12L+

CardTrail Score

8.8
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

travel dining

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