Marriott Bonvoy HDFC Credit Card
HDFC About This Card
The Marriott Bonvoy HDFC Credit Card is a premium credit card from HDFC with an annual fee of ₹3,000. It offers a base reward rate of 0.6% with up to 8.0% on select categories. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers and luxury spenders.
Pros & Cons
Pros
- Low forex markup at 2.0%
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
Cons
- ₹3,000 annual fee may not suit light spenders
- 2.0% forex markup on international transactions
- Income eligibility: ₹9L+ per annum
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + Annual fee ₹3,000 (waiver: Spend ₹3L/year)
- + Up to 8.0% rewards on accelerated categories
- + 8 complimentary domestic lounge visits/year
- + Fuel surcharge waiver at all pumps
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