Question 1

Is Myntra Kotak Credit Card worth the ₹500 annual fee?

Accepted Answer

Myntra Kotak Credit Card has an annual fee of ₹500. The fee can be waived if you spend ₹2l/year. With a base reward rate of 1.25% (up to 7.5%), 4 domestic lounge visits, and a CardTrail Score of 7.6/10, it offers good value for the price.

Question 2

What is the reward rate on Myntra Kotak Credit Card?

Accepted Answer

Myntra Kotak Credit Card offers a base reward rate of 1.25% on regular spends, going up to 7.5% on select categories. Rewards are earned as Myntra Credits. New cardholders also get a welcome bonus of ₹500 Myntra voucher.

Question 3

Does Myntra Kotak Credit Card have airport lounge access?

Accepted Answer

Yes, Myntra Kotak Credit Card provides 4 domestic and 0 international lounge visits per year.

Question 4

What is the forex markup on Myntra Kotak Credit Card?

Accepted Answer

Myntra Kotak Credit Card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.13%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

Myntra Kotak Credit Card vs Samsung Axis Bank Signature Credit Card — which is better?

Accepted Answer

Myntra Kotak Credit Card (CardTrail Score: 7.6/10) and Samsung Axis Bank Signature Credit Card (Score: 7.9/10) are both lifestyle cards. Myntra Kotak Credit Card by Kotak has a ₹500 fee with 1.25% base rewards, while Samsung Axis Bank Signature Credit Card by Axis has a ₹500 fee with 1% base rewards. Use our comparison tool for a detailed side-by-side analysis.

Myntra Kotak Credit Card

About This Card

Pros & Cons

Pros

Cons

Fee Details

Reward Structure

Lounge Access

Key Highlights

Compare With...

Want the Full Picture?

Quick Summary

CardTrail Score

Best For

Own the Myntra Kotak Credit Card?

Related Cards