Question 1

Is Reliance SBI PRIME Credit Card worth the ₹2,999 annual fee?

Accepted Answer

Reliance SBI PRIME Credit Card has an annual fee of ₹2,999. The fee can be waived if you spend ₹3l/year. With a base reward rate of 1% (up to 2.5%), 8 domestic lounge visits, and a CardTrail Score of 6.5/10, it may suit specific spending patterns.

Question 2

What is the reward rate on Reliance SBI PRIME Credit Card?

Accepted Answer

Reliance SBI PRIME Credit Card offers a base reward rate of 1% on regular spends, going up to 2.5% on select categories. Rewards are earned as Reward Points. New cardholders also get a welcome bonus of ₹3,000 Reliance voucher.

Question 3

Does Reliance SBI PRIME Credit Card have airport lounge access?

Accepted Answer

Yes, Reliance SBI PRIME Credit Card provides 8 domestic and 4 international lounge visits per year.

Question 4

What is the forex markup on Reliance SBI PRIME Credit Card?

Accepted Answer

Reliance SBI PRIME Credit Card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.13%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

Reliance SBI PRIME Credit Card vs Axis Atlas — which is better?

Accepted Answer

Reliance SBI PRIME Credit Card (CardTrail Score: 6.5/10) and Axis Atlas (Score: 9.1/10) are both premium cards. Reliance SBI PRIME Credit Card by SBI has a ₹2,999 fee with 1% base rewards, while Axis Atlas by Axis has a ₹5,000 fee with 2% base rewards. Use our comparison tool for a detailed side-by-side analysis.

Reliance SBI PRIME Credit Card

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