Question 1

Is SBI Card MILES PRIME worth the ₹2,999 annual fee?

Accepted Answer

SBI Card MILES PRIME has an annual fee of ₹2,999. The fee can be waived if you spend ₹10l/year. With a base reward rate of 0.75% (up to 3%), 4 domestic lounge visits, and a CardTrail Score of 6.6/10, it may suit specific spending patterns.

Question 2

What is the reward rate on SBI Card MILES PRIME?

Accepted Answer

SBI Card MILES PRIME offers a base reward rate of 0.75% on regular spends, going up to 3% on select categories. Rewards are earned as Travel Credits. New cardholders also get a welcome bonus of 3,000 Travel Credits.

Question 3

Does SBI Card MILES PRIME have airport lounge access?

Accepted Answer

Yes, SBI Card MILES PRIME provides 4 domestic and 2 international lounge visits per year.

Question 4

What is the forex markup on SBI Card MILES PRIME?

Accepted Answer

SBI Card MILES PRIME charges a 2.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 2.95%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

SBI Card MILES PRIME vs Scapia Federal Credit Card — which is better?

Accepted Answer

SBI Card MILES PRIME (CardTrail Score: 6.6/10) and Scapia Federal Credit Card (Score: 8.6/10) are both travel cards. SBI Card MILES PRIME by SBI has a ₹2,999 fee with 0.75% base rewards, while Scapia Federal Credit Card by Federal Bank has a no annual fee with 10% base rewards. Use our comparison tool for a detailed side-by-side analysis.

SBI Card MILES PRIME

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