Question 1

Is SBI Cashback Credit Card worth the ₹999 annual fee?

Accepted Answer

SBI Cashback Credit Card has an annual fee of ₹999. The fee can be waived if you spend ₹2l/year. With a base reward rate of 1% (up to 5%), 4 domestic lounge visits, and a CardTrail Score of 7.6/10, it offers good value for the price.

Question 2

What is the reward rate on SBI Cashback Credit Card?

Accepted Answer

SBI Cashback Credit Card offers a base reward rate of 1% on regular spends, going up to 5% on select categories. Rewards are earned as Cashback. New cardholders also get a welcome bonus of None.

Question 3

Does SBI Cashback Credit Card have airport lounge access?

Accepted Answer

Yes, SBI Cashback Credit Card provides 4 domestic and 0 international lounge visits per quarter.

Question 4

What is the forex markup on SBI Cashback Credit Card?

Accepted Answer

SBI Cashback Credit Card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.13%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

SBI Cashback Credit Card vs Axis Flipkart Credit Card — which is better?

Accepted Answer

SBI Cashback Credit Card (CardTrail Score: 7.6/10) and Axis Flipkart Credit Card (Score: 8.8/10) are both cashback cards. SBI Cashback Credit Card by SBI has a ₹999 fee with 1% base rewards, while Axis Flipkart Credit Card by Axis has a ₹500 fee with 1.5% base rewards. Use our comparison tool for a detailed side-by-side analysis.

SBI Cashback Credit Card

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