⚠️
This card's co-brand programme is transitioning
Club Vistara benefits end March 31, 2026. Vistara miles are being transferred to Air India Flying Returns. Check with SBI for updated terms before applying.
SBI Club Vistara Credit Card credit card
Travel

SBI Club Vistara Credit Card

SBI logo SBI
7.5
CardTrail Score
Very Good
out of 10
💰 Net Value
7.0
🔓 Accessibility
6.7
Feature Depth
4.8
🏦 Bank Trust
5.5
How we score →
Annual Fee
₹1,499
Forex Markup
3.5%
Reward Rate
1.5%
Up to 4%
Lounge Access
4
domestic | 0 intl

About This Card

The SBI Club Vistara Credit Card is a travel-focused credit card from SBI with an annual fee of ₹1,499. It delivers a solid 1.5% reward rate on all spends. Key perks include 4 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers. Note: Club Vistara programme ends March 31, 2026. Vistara miles are being transferred to Air India Flying Returns. This card's travel benefits are transitioning — check with the bank for current terms.

Pros & Cons

Pros

  • Competitive 1.5% reward rate
  • Fuel surcharge waiver saves on petrol/diesel
  • Easy EMI conversion on purchases
  • Attractive welcome bonus: 1 Club Vistara Silver tier voucher

Cons

  • ₹1,499 annual fee may not suit light spenders
  • 3.5% forex markup is above average

Fee Details

Annual Fee
₹1,499
Joining Fee
₹1,499
Fee Waiver Condition
None
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1.5%
Max Rate
4%
Currency
Club Vistara Points
Welcome Bonus
1 Club Vistara Silver tier voucher

Lounge Access

Domestic Lounges
4
per year
International Lounges
0

Key Highlights

  • + 1.5% reward rate on all spends
  • + 4 domestic lounge visits per year
  • + Fuel surcharge waiver at all pumps
  • + Welcome bonus: 1 Club Vistara Silver tier voucher
  • + Club Vistara programme ends March 31, 2026. Vistara miles are being transferred to Air India Flying Returns. This card's travel benefits are transitioning — check with the bank for current terms.

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Quick Summary

Best For
travel
Annual Fee ₹1,499
Base Reward 1.5%
Max Reward 4%
Forex Markup 3.5%
Network Visa
Min Income ₹5L+

CardTrail Score

7.5
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

travel

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