SBI Etihad Guest Credit Card
SBI About This Card
The SBI Etihad Guest Credit Card is a travel-focused credit card from SBI with an annual fee of ₹4,999. It offers a base reward rate of 1.0% with up to 6.0% on select categories. Key perks include 8 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers.
Pros & Cons
Pros
- Competitive 1.0% reward rate
- Generous lounge access benefits
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
Cons
- ₹4,999 annual fee may not suit light spenders
- 3.5% forex markup is above average
- Income eligibility: ₹6L+ per annum
Fee Details
Reward Structure
Lounge Access
Key Highlights
- Annual fee ₹4,999 (waiver: Spend ₹3L/year)
- Up to 6.0% rewards on accelerated categories
- 8 complimentary domestic lounge visits/year
- Fuel surcharge waiver at all pumps
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