Question 1

Is SBI Flipkart Credit Card worth the ₹500 annual fee?

Accepted Answer

SBI Flipkart Credit Card has an annual fee of ₹500. The fee can be waived if you spend ₹4k/quarter. With a base reward rate of 1% (up to 5%),  and a CardTrail Score of 7.5/10, it offers good value for the price.

Question 2

What is the reward rate on SBI Flipkart Credit Card?

Accepted Answer

SBI Flipkart Credit Card offers a base reward rate of 1% on regular spends, going up to 5% on select categories. Rewards are earned as Cashback. New cardholders also get a welcome bonus of ₹1,250 worth benefits.

Question 3

Does SBI Flipkart Credit Card have airport lounge access?

Accepted Answer

No, SBI Flipkart Credit Card does not include complimentary airport lounge access.

Question 4

What is the forex markup on SBI Flipkart Credit Card?

Accepted Answer

SBI Flipkart Credit Card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.13%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

SBI Flipkart Credit Card vs Axis Flipkart Credit Card — which is better?

Accepted Answer

SBI Flipkart Credit Card (CardTrail Score: 7.5/10) and Axis Flipkart Credit Card (Score: 8.8/10) are both cashback cards. SBI Flipkart Credit Card by SBI has a ₹500 fee with 1% base rewards, while Axis Flipkart Credit Card by Axis has a ₹500 fee with 1.5% base rewards. Use our comparison tool for a detailed side-by-side analysis.

SBI Flipkart Credit Card

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