CardTrail
SBI SimplyCLICK credit card
Cashback

SBI SimplyCLICK

SBI logo SBI
5.4
CardTrail Score
Decent
out of 10
💰 Net Value
2.2
🔓 Accessibility
8.4
⚡ Feature Depth
4.8
🏦 Bank Trust
5.5
How we score →
Compare This Card Full Details
Annual Fee
₹499
Spend ₹1L/year
Forex Markup
3.5%
Reward Rate
0.25%
Up to 2.5%
Lounge Access
0
domestic | 0 intl

About This Card

SBI SimplyCLICK is a basic online shopping card with 10X rewards on Amazon and select partners. The base reward rate is poor at 0.25%, but if your spending is concentrated on Amazon, the accelerated rate brings decent value. Best suited for SBI customers wanting a low-maintenance cashback card.

Pros & Cons

Pros

  • 10X on Amazon and online partners
  • SBI's wide acceptance
  • Easy fee waiver
  • ₹500 welcome voucher

Cons

  • Base reward rate of 0.25% is poor
  • 3.5% forex markup
  • 10X only on limited partners
  • Points value is low (₹0.25 each)

Fee Details

Annual Fee
₹499
Joining Fee
₹499
Fee Waiver Condition
Spend ₹1L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
0.25%
Max Rate
2.5%
Currency
Reward Points
Welcome Bonus
₹500 Amazon voucher

Lounge Access

Domestic Lounges
0
International Lounges
0

Key Highlights

  • + 10X rewards on Amazon, Cleartrip, Lenskart, Netmeds, Apollo 24/7
  • + ₹500 Amazon welcome voucher
  • + Easy ₹1L annual fee waiver

Compare With...

See how SBI SimplyCLICK stacks up against top alternatives

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Quick Summary

Best For
online shopping beginner
Annual Fee ₹499
Base Reward 0.25%
Max Reward 2.5%
Forex Markup 3.5%
Network Visa
Min Income ₹3L+
Compare This Card

CardTrail Score

5.4
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

online shopping beginner

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