Scapia Federal Credit Card
Federal Bank About This Card
Scapia Federal is the best free travel card in India. Zero forex markup on a lifetime free card — no other card matches this. 10% rewards on Visa spends via the Scapia app, and unlimited domestic lounge access with ₹20K monthly spend. 1 Scapia Coin = ₹1 keeps things simple. A must-hold card for travellers.
Pros & Cons
Pros
- Zero forex on a lifetime free card — unprecedented
- 10% base reward rate on Visa spends
- 1:1 coin to rupee — no devaluation confusion
- Unlimited domestic lounge access with ₹20K monthly spend
- No minimum income requirement listed
Cons
- Federal Bank — limited branch network
- No international lounge access
- ₹20K/month spend gate for unlimited lounges
- No EMI conversion
Fee Details
Reward Structure
Lounge Access
Key Highlights
- + Zero forex markup on a FREE card
- + 1 coin = ₹1 — simple, transparent rewards
- + 10% rewards on Visa spends via Scapia app
- + Unlimited domestic lounge access (₹20K/month spend)
- + The best free travel card in India
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