Question 1

Is Titan SBI Credit Card worth the ₹2,999 annual fee?

Accepted Answer

Titan SBI Credit Card has an annual fee of ₹2,999. The fee can be waived if you spend ₹3l/year. With a base reward rate of 1.5% (up to 7.5%), 8 domestic lounge visits, and a CardTrail Score of 5.8/10, it may suit specific spending patterns.

Question 2

What is the reward rate on Titan SBI Credit Card?

Accepted Answer

Titan SBI Credit Card offers a base reward rate of 1.5% on regular spends, going up to 7.5% on select categories. Rewards are earned as Titan Reward Points. New cardholders also get a welcome bonus of 12,000 Reward Points worth ₹3,000.

Question 3

Does Titan SBI Credit Card have airport lounge access?

Accepted Answer

Yes, Titan SBI Credit Card provides 8 domestic and 4 international lounge visits per year.

Question 4

What is the forex markup on Titan SBI Credit Card?

Accepted Answer

Titan SBI Credit Card charges a 3.5% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.13%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

Titan SBI Credit Card vs Samsung Axis Bank Signature Credit Card — which is better?

Accepted Answer

Titan SBI Credit Card (CardTrail Score: 5.8/10) and Samsung Axis Bank Signature Credit Card (Score: 7.9/10) are both lifestyle cards. Titan SBI Credit Card by SBI has a ₹2,999 fee with 1.5% base rewards, while Samsung Axis Bank Signature Credit Card by Axis has a ₹500 fee with 1% base rewards. Use our comparison tool for a detailed side-by-side analysis.

Titan SBI Credit Card

About This Card

Pros & Cons

Pros

Cons

Fee Details

Reward Structure

Lounge Access

Key Highlights

Compare With...

Want the Full Picture?

Quick Summary

CardTrail Score

Best For

Own the Titan SBI Credit Card?

Related Cards