YES Marquee Credit Card credit card
Super Premium

YES Marquee Credit Card

YES Bank logo YES Bank
8.1
CardTrail Score
Very Good
out of 10
💰 Net Value
7.8
🔓 Accessibility
5.2
Feature Depth
6.6
🏦 Bank Trust
5.5
How we score →
Annual Fee
₹4,999
Spend ₹10L/year
Forex Markup
1%
Reward Rate
2%
Up to 5%
Lounge Access
24
domestic | Unlimited intl

About This Card

The YES Marquee Credit Card is a super-premium credit card from YES Bank with an annual fee of ₹4,999. It offers a base reward rate of 2.0% with up to 5.0% on select categories. Key perks include 12 complimentary lounge visits, fuel surcharge waiver. Best suited for frequent travellers and rewards maximizers.

Pros & Cons

Pros

  • Strong 2.0%+ base reward rate
  • Low forex markup at 1.75%
  • Generous lounge access benefits
  • Fuel surcharge waiver saves on petrol/diesel

Cons

  • ₹4,999 annual fee may not suit light spenders
  • Income eligibility: ₹9L+ per annum

Fee Details

Annual Fee
₹4,999
Joining Fee
₹9,999
Fee Waiver Condition
Spend ₹10L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
2%
Max Rate
5%
Currency
YES Reward Points
Welcome Bonus
40,000 Reward Points

Lounge Access

Domestic Lounges
24
per year
International Lounges
Unlimited
Spend Gate Required
You must spend ₹1,00,000 per quarter to activate lounge access.

Key Highlights

  • + Annual fee ₹4,999 (waiver: Spend ₹5L/year)
  • + Up to 5.0% rewards on accelerated categories
  • + 12 complimentary domestic lounge visits/year
  • + 4 international lounge visits/year

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Quick Summary

Best For
travel rewards
Annual Fee ₹4,999
Base Reward 2%
Max Reward 5%
Forex Markup 1%
Network Mastercard World
Min Income ₹9L+

CardTrail Score

8.1
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

travel rewards

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