Privacy Policy

TL;DR — We collect minimal data (basic analytics only), use no tracking cookies for advertising, and never sell your personal information to anyone.

Effective date: 22 March 2026

This privacy policy explains how CardTrail (“we,” “us,” or “our”), operated by PYT Co., collects, uses, and protects information when you visit cardtrail.in (the “Site”).

Information We Collect

Analytics Data

We use Google Analytics 4 to understand how visitors use our Site. This collects:

• Pages visited and time spent
• Device type, browser, and operating system
• Approximate geographic location (city-level)
• Referral source (how you found us)

Google Analytics uses first-party cookies. We do not use any third-party advertising cookies.

Information You Provide

If you contact us via email or our contact form, we collect:

• Your email address
• Any information you include in your message

If you subscribe to our newsletter, we collect your email address.

Card Recommendation Quiz

When you use our “Find My Card” tool, your quiz answers are processed locally in your browser. We do not store your quiz responses on our servers.

How We Use Your Information

• Analytics: To understand which content is useful and improve our Site
• Communication: To respond to your questions or feedback
• Newsletter: To send you credit card insights (only if you subscribe)

We do not use your information to:

• Sell to third parties
• Target you with personalized advertising
• Build individual user profiles
• Share with banks or financial institutions

Data Sharing

We do not sell, rent, or share your personal information with any third party, except:

• Google Analytics: Aggregated, anonymized usage data (governed by Google’s Privacy Policy)
• Legal requirements: If required by Indian law or a valid court order

Data Retention

• Analytics data: Retained for 14 months, then automatically deleted by Google
• Email correspondence: Retained for as long as needed to resolve your query, then deleted
• Newsletter subscriptions: Retained until you unsubscribe

Your Rights

You may:

• Opt out of analytics: Use browser settings or extensions to block Google Analytics
• Unsubscribe: Click the unsubscribe link in any newsletter email
• Request deletion: Email us at privacy@cardtrail.in to request deletion of any personal data we hold
• Access your data: Email us to request a copy of any personal data we have

Data Security

We use HTTPS encryption across our entire Site. We do not store sensitive financial information (card numbers, bank credentials, etc.) — CardTrail is an informational resource, not a financial service provider.

Children’s Privacy

CardTrail is not directed at individuals under 18. We do not knowingly collect information from minors.

Changes to This Policy

We may update this policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this page periodically.

Contact

For privacy-related questions or requests, email us at privacy@cardtrail.in.