Question 1

Is Kotak Delight Platinum Credit Card worth the ₹299 annual fee?

Accepted Answer

Kotak Delight Platinum Credit Card has an annual fee of ₹299. The fee can be waived if you spend ₹1.5l/year. With a base reward rate of 0.5% (up to 2%),  and a CardTrail Score of 6/10, it may suit specific spending patterns.

Question 2

What is the reward rate on Kotak Delight Platinum Credit Card?

Accepted Answer

Kotak Delight Platinum Credit Card offers a base reward rate of 0.5% on regular spends, going up to 2% on select categories. Rewards are earned as Kotak Rewards. New cardholders also get a welcome bonus of ₹500 Amazon voucher.

Question 3

Does Kotak Delight Platinum Credit Card have airport lounge access?

Accepted Answer

No, Kotak Delight Platinum Credit Card does not include complimentary airport lounge access.

Question 4

What is the forex markup on Kotak Delight Platinum Credit Card?

Accepted Answer

Kotak Delight Platinum Credit Card charges a 4% forex markup on international transactions, plus 18% GST on the markup (effective rate: 4.72%). For international spends, consider zero-forex alternatives like Scapia or IDFC First Wealth.

Question 5

Kotak Delight Platinum Credit Card vs Axis Flipkart Credit Card — which is better?

Accepted Answer

Kotak Delight Platinum Credit Card (CardTrail Score: 6/10) and Axis Flipkart Credit Card (Score: 8.8/10) are both cashback cards. Kotak Delight Platinum Credit Card by Kotak has a ₹299 fee with 0.5% base rewards, while Axis Flipkart Credit Card by Axis has a ₹500 fee with 1.5% base rewards. Use our comparison tool for a detailed side-by-side analysis.

Kotak Delight Platinum Credit Card

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